Analista de Dados Atuariais

Apex America

  • São Paulo - SP
  • Permanente
  • Período integral
  • Há 15 dias
We are seeking a hands-on Actuarial Data Analyst to develop, maintain, and optimize actuarial models, processes, and analytical tools. This role will work closely with actuaries and other stakeholders to support month-end processes, rate change calculations, and ad-hoc analyses, serving as a liaison between the Information technology team and the actuarial team. The ideal candidate has a strong technical background in Python, R, and SQL, with experience in NoSQL databases, Power BI, and Excel. This role requires a mix of actuarial analysis and data modeling skills, ensuring accuracy and efficiency in delivering data-driven insights. Key Responsibilities & Maintenance: • Develop and maintain actuarial models and data-driven processes using Python, R, and SQL to support insurance pricing, reserving, and risk management. • Implement and enhance month-end processes, rate change calculations, and ad-hoc analyses with a focus on completeness, accuracy, and consistency to ensure data is of the highest quality. • Work with the Actuarial and Financial Planning and Analysis (FP&A) teams to automate and improve model performance using Python-based scripting and automation. • Ensure accuracy, consistency, and efficiency of actuarial models and methodologies. • Support reserving analysis to estimate unpaid claim liabilities primarily in partnership with internal and external actuaries. • Develop and maintain loss development triangles and incurred but not reported (IBNR) calculations both based on financial and operational data (e.g., claims closing ratios). • Support the development and validation of actuarial assumptions for pricing, reserving, and forecasting. • Develop and regularly report on rate change calculations including bifurcation of exposure changes from pure rate by line of business. • Conduct stress testing and scenario analysis to assess financial impacts. • Develop, update, and maintain models for predictive analytics, profitability analysis, and business planning. • Assist in forecasting financial performance and evaluating risk exposure. Data Management & Analysis • Write complex queries in SQL to extract and transform data, leveraging Python for advanced data processing and automation. • Build queries with a controls-oriented focus to ensure accuracy, completeness, Analyze large datasets using Python libraries such as Pandas and NumPy to identify trends, patterns, and opportunities for optimization. • Develop and implement Python scripts to automate data processing, actuarial calculations, and reporting workflows. • Work closely with the Actuarial and FP&A teams to support financial planning, forecasting, and profitability analysis by providing robust data models and insights. • Partner with Data Engineers to optimize data workflows and ensure seamless data ingestion. • Communicate technical results and methodologies to non-technical stakeholders in a clear and concise manner.
  • Local de trabalho: São Paulo, SP
  • Regime de contratação de tipo: Efetivo – CLT
  • Jornada: Período Integral
  • Nível hierárquico: Especialista
VALORIZADOTempo de experiência: Entre 3 e 5 anosHABILIDADES
  • Excellent communication and interpersonal skills. • Strong attention to detail and commitment to delivering high-quality work. • Proficiency in Power BI and Excel for data visualization and reporting.
Escolaridade Mínima: Ensino SuperiorFormação desejada:
  • Estatística, Ensino Superior
  • Matemática, Ensino Superior
  • Ciências atuariais e financeiras, Ensino Superior
Idiomas:
  • Inglês (Avançado)
Efetivo – CLT

Apex America