Responsible for team leadership, credit analysis, process governance, and implementation of strategic structures like FIDC or others credit solutions, it acts as a key partner to Sales and ensures sustainable and compliant credit practices. Your responsibilities will include Analyze and approve credit limits based on customer profiles, financials, and market data. Implement seasonal and strategic credit projects aligned with billing and commercial forecasts. Ensure compliance with internal policies and external regulations, supporting audits and maintaining credit governance. Bachelor's degree in Finance, Accounting, Business Administration, or related field. Proven experience in credit analysis, risk management, and financial statement review. Strong knowledge of financial indicators, credit decision models, and risk frameworks. Previous experience leading teams and cross-functional projects. Postgraduate degree or MBA in Finance, Risk Management, or related areas. Experience managing FIDC structures or similar credit investment instruments. Experience with credit fintechs plugged on billing process Strong communication, negotiation, and decision-making skills. Advanced English.